شروط الخدمة

1. Acceptance of Terms

By accessing and using BorrowLia ("the Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Description of Service

BorrowLia is a platform that helps individuals track lending and borrowing transactions between personal contacts. The Service provides:

• Transaction tracking for money and items
• Digital record keeping
• Reminder notifications
• Payment history tracking (Pro feature)
• Document storage for proof and receipts

Important: BorrowLia is a tracking and record-keeping tool. We do not facilitate actual monetary transactions, enforce repayments, or guarantee any outcomes.

3. Eligibility

To use BorrowLia, you must:

• Be at least 18 years old
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete registration information
• Maintain the security of your account

4. User Accounts

4.1 Account Creation

• You must provide a valid email address and create a secure password
• You are responsible for maintaining the confidentiality of your account
• One person per account - accounts are not transferable

4.2 Account Security

• You are responsible for all activities under your account
• Notify us immediately of any unauthorized use
• Use a strong, unique password
• Do not share your account credentials

4.3 Account Termination

We reserve the right to suspend or terminate your account if you:

• Violate these Terms
• Provide false information
• Engage in fraudulent or illegal activities
• Abuse or harass other users
• Use the Service for unauthorized purposes

5. User Conduct

You agree NOT to:

• Use the Service for any illegal purpose
• Harass, abuse, or harm other users
• Upload viruses, malware, or malicious code
• Attempt to gain unauthorized access to our systems
• Copy, modify, or distribute our code or content
• Use automated bots or scrapers
• Impersonate others or misrepresent your identity
• Use the Service to defraud others

6. Transactions

6.1 Record Keeping

BorrowLia helps you track lending/borrowing agreements, but:

• We do not verify the accuracy of transaction details
• We are not a party to your agreements
• Users are responsible for their own transactions
• Records in BorrowLia do not constitute legal contracts

6.2 Disputes

• Disputes between users must be resolved directly
• We provide dispute tracking tools (Pro feature) but do not mediate
• Seek legal advice for serious disputes

6.3 Payment Tracking

• Payment tracking is for record-keeping only
• We do not process actual payments
• We do not verify payment authenticity

7. Pro Subscription

7.1 Subscription Terms

• Pro is available as a one-time payment of $10 for lifetime access
• No recurring billing or auto-renewal
• Lifetime access includes all current and future Pro features
• Refunds available within 30 days of purchase if not satisfied

7.2 Free Trial

• New users may receive a 30-day free trial
• Trial provides full access to Pro features
• One trial per user

7.3 Refunds

• 30-day money-back guarantee for lifetime Pro purchases
• Contact support within 30 days of purchase
• Full refund if not satisfied with Pro features

8. Content and Intellectual Property

8.1 Your Content

You retain ownership of content you upload, but grant us license to:

• Store and display your content
• Provide Service features
• Improve our Service

8.2 Our Content

All BorrowLia code, design, logos, and content are protected by intellectual property laws. You may not:

• Copy or reproduce our Service
• Use our trademarks without permission
• Reverse engineer our software

9. Privacy

Your use of the Service is also governed by our سياسة الخصوصية. Please review it to understand how we collect and use your information.

10. Disclaimers

11. Limitation of Liability

12. Indemnification

You agree to indemnify and hold BorrowLia harmless from any claims, damages, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Your transactions with other users

13. Modifications to Service and Terms

• We may modify the Service or these Terms at any time
• Continued use after changes constitutes acceptance
• We will notify you of material changes
• If you disagree with changes, stop using the Service

14. Termination

You may terminate your account at any time. Upon termination:

• Your data will be deleted within 30 days
• Lifetime Pro purchases are non-refundable after 30 days
• You lose access to all data and features

15. Governing Law

These Terms are governed by applicable laws. Any disputes will be resolved in the appropriate courts.

16. Contact Us

Questions about these Terms? Contact us at:

• البريد الإلكتروني: legal@borrowlia.com
• الدعم: نموذج الاتصال